UNITED STEEL WORKERS
DISTRICT 10
LOCAL UNION 1138
Est. 1942
331 Market Street, Leechburg PA 15656
Phone (724)842-2091 Fax (724)845-6766 Email

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Insurance
Health, Dental, Vision, S&A

Keith A. Snyder, Chairman
(724) 842-2091 ext. 225
Chris Sofaly

Hourly Benefit Contact Information

ATI Benefit Center
PO Box 1008, Totowa, NJ 07511-1008
1-866-820-2822 Mon. – Fri. 9 a.m. to 8 p.m.
www2.benefitsweb.com/ati.html

• Obtain information about your benefits, change your health insurance plan
• Change your 401(k) investment options, contribution percentage, request loans
• Change your life insurance & 401(k) beneficiaries
• Change dependent status due to birth, student, marriage, divorce, death
• Request a pension estimate, retirement commencement packet.

Blue PPO
1-800-422-7171
www.highmarkbcbs.com

• Insurance claim questions, change primary care physician (PCP)
• Request new medical cards, obtain plan information

CAREmark Services
1-877-347-7444
www.pharmacare.com

• Find participating network pharmacies, request additional cards
• Speak to a pharmacist about your prescription drugs
• Need additional information on covered benefits, Mail-Order information

Vision Benefits of America
300 Weyman Plaza, Pittsburgh PA 15236-1588
1-800-432-4966
www.visionbenefits.com/

• Obtain benefit form needed for appointment
• Vision care coverage questions, find a provider, file a claim

Dental
Hourly – Highmark Blue Shield (United Concordia)
1-800-332-366
www.highmarkbcbs.com

• Find a participating provider, questions about your claim
• Dentist listings, maps and driving directions

Sick & Accident
Contact: Terry Hegeman at 724-226-5180
thegeman@alleghenyludlum.com

• S&A forms available at the local employment office, union hall or from Terry Hegeman.

National Ear Care Plan
210 St. Paul St., Suite 200, Denver CO 80206 1-800-999-1458

• Obtain a list of participating NECP providers in your area
• Verify that the provider is still an active NECP provider

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ACTIVE INSURANCE MODIFICATIONS




Managed Care


• All active employees will participate in Highmark Blue PPO effective 1-1-2008.
• You will no longer need to get a referral from your Primary Care Physician (PCP) for your specialty care to be covered at the highest level of benefits. Instead you can go directly to the network specialist of your choice.
• CoPays - Primary Care Physician and Specialist Office Visit Copays for active employees will move from $10 to $15.

Prescription Drugs
Effective January 1, 2008 Prescription drug co-payments are increased as follows:

Prescription Drug Co-Pays
Prescription Drugs	Retail (30-day supply)	Mail Order (90-day supply)
Generic	$7.00	$10.00
Formulary Brand	$12.00	$17.00
Non-Formulary Brand	$17.00	$22.00

• Active employees will fill maintenance prescription drug orders through the mandatory maintenance mail order program. The program will permit up to three initial maintenance prescriptions to be filled at the retail pharmacy. Thereafter, that particular maintenance prescription must be filled through the mail order service.

Effective July 1, 2009, active life insurance currently $20,000 will be increased to $40,000.

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AFLAC is coming to USW Local 1138




These benefits will be available through Payroll Deduction with Allegheny Ludlum on a 
bi-weekly basis (Per Pay). Our AFLAC contact is Jim Zimmerman. You can 
call toll-free at 1-888-737-9115 with any questions or to schedule an appointment.

Why are Supplemental Benefits that AFLAC offers both important and needed? 
Despite fine medical coverage there are often: 
• Extra Medical Expenses: Deductibles, co-payments and limitations of coverage. 
• Non-Medical Expenses: Loss of income due to hospitalization and recovery; child
care travel expenses. etc.
 
Two important features of AFLAC benefits are 
1. Benefits are paid directly to you, over and above any other insurance coverage you have. 
2. The benefits are fully portable – yours  to take with you regardless of job change. 

Below are summaries of the benefits USWA, Local 1138 will be offering along with some 
examples of rates. A session with an AFLAC representative should take no more 
than 15-20 minutes. 

PERSONAL SHORT-TERM DISABILITY 
Your personal income protection plan, designed to help close the financial gap created by your 
becoming disabled off the job. This benefit will be in addition to the sickness and accident 
benefits now in place through Allegheny Ludlum. This is also tax-free income. 

ACCIDENT EXPENSE 
Accidents are never planned, but they can happen to anyone. This plan covers you and your 
family members 24 hours a day, on or off the job. The bi-weekly rates for the Personal 
Accident Expense Plan are $11.03/individual; $14.22/single parent; $14.08/husband 
& wife; $17.31/family. 

LIFE INSURANCE 
Convertible term and 10-year renewable life insurance available from $12,500 to $100,000 
with optional spouse and child riders.

PERSONAL CANCER PROTECTOR 
Any employee that has been tested positive with asbestosis and has not been diagnosed with 
cancer, will be eligible to get this policy. Bi-weekly rates range anywhere from $6.88 for an 
individual age 18- 39 to $41.03 for a two-parent family, age 60-70. This policy helps pay for 
uncovered medical expenses and some of the multitude of indirect expenses always incurred. 

PERSONAL RECOVERY PLUS 
Pays a First-Occurrence Benefit as well as Hospital Confinement and Continuing Care Benefits 
for Heart Attack & Coronary Artery Bypass Surgery, Stroke. Major Third-Degree Burns, 
Organ Transplants, Coma and Paralysis. Bi-Weekly rates range from $3.18 for an Individual 
age 18-35 to $30.88 for a Two-Parent Family age 56-70. 

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BLUES ON CALL




Research shows that when people get actively involved in making their own health care decisions, they are likely to be more satisfied with the treatment they get. By connecting with Highmark's free BLUES ON CALL program, you can get more involved in your health care.

Highmark members, experience BLUES ON CALL yourself by calling toll-free 1-888-BLUE-428 (1-888-258-3428).

Here is what you get from Blues On Call:

• A nurse Health Coach to talk to anytime day or night. Call the toll-free Blues On Call number and speak with a registered nurse, 24 hours a day, 7 days a week. If you're faced with a difficult medical decision and want to discuss your options, or if you need immediate health information, Blues On Call nurse Health Coaches are ready to listen and help.

• Educational materials mailed to your home at no charge. You can receive information or helpful videotapes on a range of topics from lowering your cholesterol to dealing with asthma, to learning about hormone replacement therapy.

• Access to Health Crossroads. Got a computer? Log onto www.highmarkbcbs.com and click into Health Crossroads. It's an online health decision support tool that helps you understand decisions related to treating or managing many health conditions, like prostate problems, uterine conditions/abnormal bleeding, low back pain, breast cancer, coronary artery disease or prostate cancer. Also at this Web site you will have access to the Healthwise^R Knowledgebase, an up-to-date, easy-to-understand source for information on current health topics, medical tests, and medications.

Whether you're trying to lower your cholesterol, decide on surgery for your knee, do something about lower back pain that's been nagging, or take more control of your diabetes, Blues On Call can put you on the path to better health.

Call Blues On Call at 1-888-BLUE-428 (1-888-258-3428). A single phone call can provide lots of health help for you and your family.

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OPENING and/or RE-OPENING UNEMPLOYMENT CLAIMS




Beginning October 15, 2007 the DOL&I will issue debit cards for all new UC claims. The debit card program will replace paper checks for disbursement of UC benefits.

Claimants will still have the option of Direct Deposit of UC benefits. The procedure for opening a new claim or re-opening an existing claim can be done either by phone at:

1-888-313-7284or by the Internet at:www.DLI.state.pa.us

For those people filing for TAA Benefits you must call toll free 1-888-313-7284 to set up an appointment.

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